Buy or re-finance an owner-occupied brand new or employed cell phone household

Buy or re-finance an owner-occupied brand new or employed cell phone household

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Two great choices!

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Cellular Phone Mortgages

Looking for getting a mobile property? Financial around!

  • OTIS will financing doing 80percent regarding the price with evidence of 20% deposit throughout the purchase of another cell phone homes.
  • Brand-new cell phone home mortgages is likely to be financed for 20 years, according to the credentials of the debtor.
  • Appraisals are expected on spending of used cellular properties. Maximum the amount you want is 80per cent of cost or 80per cent of appraised worth (whichever is actually a great deal less).
  • Used mobile phone house perhaps financed for approximately ten years, dependent amount the borrowed funds, the assessment, and so the training on the borrower.
  • 80percent of appraised advantages on appraisals not as much as one year earlier
  • 60% of appraised appreciate on appraisals 1-5 years
  • 50per cent of appraised worth on appraisals 5 years or old or income tax values

Cellphone residences must operating through the state of Maine. Terms derive from credit history and measure getting funded.

All set to utilize, or looking for more? Offer one of the friendly Loan Officers a call these days at (207) 897-0900.

Dylan S.

“i’ve been with OTIS for approximately two decades with never had an undesirable experience in these people. The OTIS staff happens to be superb features constantly served myself effortlessly and rapidly. I have begun the toddlers accounts all of them because I’m sure that OTIS is about children.”

Annette Meters.

“often pleasant and wanting to allow. That you have furnished united states the absolute best prices about. You may have things we are in need of, from verifying, preservation, financial products, safety deposit cardboard boxes, excellent times, ATM without any charge, and you are alongside homes. A person support your own people in many ways.”

Susan B.

“so what can I like about OTIS? Everything! Their own online bank, on the internet loan applications, friendly and practical people, plus the power to have them as our financial company despite the reality we real time around 100 mile after mile out! The audience is people for LIFE!!”

Andrea R.

“the private and helpful assistance is the ideal character about being a part of OTIS FCU. It big to bank at a spot in which you are aware of those who services around and believe that they need to assist you to by any means could. OTIS FCU is definitely your depository financial institution.”

Alice P.

The folks who happen to work there render a big difference in my experience. You will find relocated considering Jay and always maintain my personal companies at OTIS. It indicates a lot when you are in and folks handle one by name, query how you is, and worry exacltly what the response is. OTIS has actually helped myself during monetary demand and trouble without judgment. Thanks.”

Linwood D.

“OTIS does not only benefit you considering a FICO get. They do know one, your children, as well as your record. As soon as I am let go at document mill the two caused me, definitely not versus. Regarding, they’re going to often be the go-to. I’ve several banking institutions within 10 long distances but OTIS, though 40 miles aside, will be the right one.”

Josiah S.

As a soldier that has stayed worldwide, Everyone loves getting a part of OTIS FCU since they attention and care for myself. They undoubtedly like becoming a part of a banking kids. OTIS FCU will continue to collect my own companies irrespective of where we online.”

Elaine H.

We have been members merely in short supply of 40 years! Through all levels of our homes, OTIS FCU is there to aid all of us! They’ve been our very own friends, our cheerleaders, and all of our advice. By using OTIS FCU we ordered the area our very own house is built on, posses trustworthy automobiles, rescue for college and the retirement, and will remain popular capable of browse the financial proper care of my adults. OTIS national depository financial institution is with our company through most of the times of your resides! SAY THANKS A TON!”

Paul F.

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